We complain a lot about the outrageous profits health insurance companies are making and their reluctance to pay claims. The companies are indeed making obscene profits and are indeed refusing to pay claims. They do not improve their images any by refusing obvious claims or by denying coverage to people who they ought to be covering. But we need to look at health insurance laws to see how and why this happens. We need to fix the laws in order to fix the system. Then we need to let the insurance companies know we mean business.
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